Real Estate FAQs

I believe informed clients make confident decisions. These frequently asked questions cover some of the most important topics buyers and sellers ask throughout their real estate journey.
Is now a good time to make a move in Clark County?

There’s no universally perfect time to buy or sell real estate. The better question is: is it the right time for you? Your finances, current home, timeline, and what you’re hoping to accomplish matter just as much as interest rates or market conditions.

We can look at what’s happening locally, talk through your options, and build a plan around your goals. And if waiting makes more sense? I’ll tell you that too.

Real estate is incredibly local, and even within Clark County the market can look different depending on the city, neighborhood, price point, and type of home.

Instead of relying on national headlines, I look at current inventory, recent sales, buyer activity, days on market, and what comparable homes are actually selling for. Whether you’re buying or selling, I’ll help you understand what the market is doing where it actually matters to you.

It depends on where and what you’re looking at. A home in Camas may be experiencing a very different market than a condo in Vancouver or a property with acreage in Battle Ground.

Countywide averages can give us a general idea of market direction, but they don’t tell us what an individual property is worth. I prefer to look at recent comparable sales and current competition in the specific area and price range you’re interested in.

A home is ultimately worth what a qualified buyer is willing to pay for it in the current market, but determining that number takes more than plugging an address into an online calculator.

I look at recent comparable sales, location, condition, upgrades, lot size, square footage, current competition, and buyer activity to determine a realistic range. Online estimates can be a helpful starting point, but they can’t see the remodeled kitchen, busy road, incredible backyard, or 20-year-old roof.

Your home deserves more than an algorithm. Get a free, personalized look at what your home could be worth.

Absolutely. In fact, I’d rather you call me early.
You don’t need to be ready to list next week or start touring homes tomorrow. Some of the best real estate decisions happen months before the actual move. We can talk through your goals, finances, timeline, and what needs to happen between where you are now and where you want to be.

Sometimes the next step is buying or selling. Sometimes it’s simply creating a blueprint so you know what to work toward. There’s no pressure to be “ready” before we talk.

Where do I start if I want to buy a home?

Start with a conversation, not Zillow. Before we start touring homes, we’ll talk about what you’re looking for, your timeline, priorities, and budget. From there, I’ll help you connect with a trusted lender if you need one and we’ll build a clear game plan for your search.

You don’t need to know exactly what you want or have everything figured out before reaching out. That’s what the planning stage is for.

First, celebrate a little! Then we get to work.

Once you’re under contract, there are several important steps between an accepted offer and getting your keys. Depending on your transaction, that may include depositing earnest money, completing inspections, negotiating repairs, finalizing financing, completing the appraisal and reviewing important documents.
There are also deadlines throughout the process that matter. My job is to keep track of the moving pieces, explain what’s happening and what comes next, and make sure you never feel like you’re navigating it alone.

Earnest money is a deposit you make after your offer is accepted to show the seller you’re serious about purchasing the home. It is typically held by a neutral third party and, if the transaction closes, is generally credited toward the money you owe at closing.

Whether you can get it back if the purchase doesn’t close depends on your contract and the circumstances surrounding the cancellation. This is exactly why understanding your contingencies and deadlines is so important. I’ll make sure you understand what you’re agreeing to before you sign.

I strongly recommend one. Even a home that looks beautiful during a showing can have issues that aren’t obvious to the untrained eye- even a brand-new construction home.

A professional inspection gives you a much better understanding of the home’s condition and can uncover concerns with things like the roof, electrical, plumbing, foundation, HVAC, or other major systems. From there, we can review the findings together and determine what, if anything, makes sense to address with the seller.

An inspection isn’t about finding a “perfect” house. It’s about knowing what you’re buying.

Possibly! There are several ways to coordinate buying and selling, and the right strategy depends on your finances, available equity, timeline, and current market conditions.

You may be able to buy first, sell first, make a purchase contingent on your current home selling, or coordinate the two closings. Before you put your house on the market or fall in love with the next one, we’ll look at the entire picture and build a plan that gets you from one home to the next with as few surprises as possible.

How much is my home worth?

Your home’s value is based on much more than an online estimate. Location, condition, upgrades, lot size, recent comparable sales, current competition, and buyer demand all play a role, and even two homes in the same neighborhood can have very different values.

I’ll look at your home in person and analyze the local market to give you a realistic idea of what it could sell for today. Your home deserves more than an algorithm and a ballpark number.

There isn’t one set number. Your costs can vary depending on things like real estate compensation, title and escrow fees, Washington’s Real Estate Excise Tax, any agreed-upon buyer concessions, repairs, and your individual transaction.

Before you list, I’ll walk you through an estimated seller net sheet so you can see the bigger picture: what you may sell for, what it may cost, and approximately what you could walk away with. No surprise math at the closing table.

Spring and early summer traditionally bring a lot of buyer activity in our area, but that doesn’t automatically make them the best time for your home.

Inventory, competition, interest rates, your price point, and even your specific neighborhood can matter just as much as the month on the calendar. We’ll look at the current Clark County market alongside your personal timeline to determine when your home has the best opportunity to stand out.

The best time to sell is when the market and your goals make sense together.

Please don’t start ripping out countertops before we talk.

Some improvements can absolutely help a home sell, but others may cost far more than they’ll ever return. Before you spend money, I’ll walk through your home with you and help prioritize what buyers are likely to notice, what may affect the sale, and what you can leave exactly as it is.

Sometimes the best preparation is a repair or update. Sometimes it’s paint, cleaning, landscaping, or simply good staging. The goal is to spend where it matters, not renovate your home for the next owner.

It depends on your home, location, price point, condition, competition, and what the market is doing when we list. Some homes sell quickly, while others naturally need more time to find the right buyer.

Before we list, I’ll show you how comparable homes are performing in your specific area so we can set realistic expectations. Once we’re live, we’ll pay close attention to showings, buyer feedback, online activity, and market changes so we can adjust our strategy when needed rather than simply putting your home on the market and waiting.

Listing your home is the beginning of the strategy, not the end of it.

How much house can I afford?

The number a lender approves you for and the amount you actually feel comfortable spending aren’t always the same thing.

Your income, debts, down payment, interest rate, property taxes, homeowners insurance, HOA dues, and other expenses can all affect your monthly payment. I recommend starting with the monthly payment you’re comfortable living with, then working backward with your lender to determine a realistic price range.

The goal isn’t to buy the most house you can qualify for, it’s to buy a home you can comfortably enjoy.

Probably less than you think! The idea that every buyer needs a 20% down payment is one of the biggest misconceptions in real estate.

Depending on the loan program and your qualifications, there may be options requiring a much smaller down payment, and some programs may offer zero-down financing for eligible buyers. Your lender can walk you through what’s available and help determine which option makes the most sense for your finances.

No. While putting 20% down can have advantages, it isn’t a requirement for many buyers.

Conventional, FHA, VA, USDA, and other loan programs all have different down-payment requirements and qualifications. There can also be trade-offs to putting more or less money down, so rather than assuming you need to hit a certain percentage, talk with a lender about the options available to you.

You may be closer to buying than you think.

There’s no single credit score required to buy a home. Different loan programs and lenders have different guidelines, and your credit score is only one piece of your overall financial picture.

Even if your credit isn’t where you’d like it to be today, don’t automatically count yourself out. A good lender can help you understand where you currently stand and, if you’re not ready yet, what you can work on to put yourself in a stronger position later.

Sometimes your first step toward buying a home isn’t getting pre-approved, it’s simply creating a plan to get there.

Maybe, but trying to perfectly time interest rates can mean putting your plans on hold for something no one can predict with certainty.

A lower rate can mean a lower payment, but falling rates can also bring more buyers back into the market and create additional competition. Instead, I recommend looking at whether the home and payment make sense for you with today’s numbers. If they don’t, waiting may absolutely be the right decision.

And if rates change later, you can talk with your lender about whether refinancing makes sense at that time.
You don’t need to time the market perfectly. You need a purchase that works for your life and your budget.

*Loan programs, rates, and qualification requirements vary. A licensed mortgage professional can help you understand the options available for your specific situation.

What does a Realtor actually do for me?

A lot more than opening doors or putting a sign in the yard! A good Realtor is part strategist, negotiator, project manager, problem solver, and translator of all the real estate jargon you never wanted to learn.

My job is to help you understand your options, protect your interests, manage the details and deadlines, negotiate on your behalf, and keep the process moving from our first conversation through closing. Most importantly, I want you to feel informed enough to make decisions confidently, not like you’re just being told what to do.

Real estate compensation is negotiable and can vary depending on the transaction and the services being provided.

For sellers, we’ll discuss my compensation and what is included before you decide to list. For buyers, we’ll talk upfront about how buyer-agent compensation works, what may be offered by a seller, and what you could potentially be responsible for under our agreement.

My goal is for you to understand the costs before we work together, not discover them along the way.

You’re not required to use a Realtor for every real estate transaction, but there’s a lot happening behind the scenes that can be difficult to navigate on your own.

Pricing, contracts, contingencies, inspections, negotiations, deadlines, disclosures, appraisal issues and unexpected problems are all part of the process. My role isn’t simply to help you find or sell a house, it’s to help you understand your options, anticipate problems, protect your interests, and get from where you are now to a successful closing.

A buyer representation agreement outlines the working relationship between you and your Realtor, including the services your agent will provide, how long you’ll work together, and how your agent may be compensated.

In Washington, real estate brokers are required to enter into a written brokerage services agreement with buyers before (or as soon as reasonably practical after) they begin providing brokerage services. Before you sign anything, I’ll walk through it with you so you understand exactly what you’re agreeing to. No mystery paperwork and no pressure to sign something you don’t understand.

Experience and local market knowledge matter, but so does finding someone whose communication style and approach actually work for you. Ask how they communicate, how accessible they’ll be, who you’ll work with throughout the transaction, how they handle negotiations, and what you can expect when something doesn’t go according to plan.

When you work with me, you work with me. I’m your direct point of contact throughout the process, with my support staff working behind the scenes. I believe in honest advice, education without pressure, and making myself available when my clients actually need me- not just Monday through Friday from 9–5.

And don’t underestimate personality. You’re going to talk to your Realtor a lot. You should probably like them.

Still Have Questions?

Good. Questions are kind of my thing.

You don’t need to be ready to buy or sell to reach out. Whether you’re planning a move now, six months from now, or simply trying to understand your options, I’m happy to be a resource.

Ask Me Anything.

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